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Financing Available

  • Vacation Club Loans

    Vacation Club Loans offers financing rates between 9.9% and 15.9% for up to 10 years change to 10 years depending on your credit score and loan amount.

    Vacation Clubs Loans finances ALL DVC properties starting as low as 9.9% with good credit!

    • Rates start as low as 9.9% for Disney Vacation Club.
    • All DVC Properties are approved including Hawaii, California and SC.
    • 600 credit score needed for instant approval.
    • Finance up to 10 years  Change to 10 years
    • Finance up to 90% of the purchase price.  
    • No minimum loan amount.
    • No prepayment penalties.
    • “NO loan origination fees; saving you $199 at closing”
    • 24/7 access to your account online.
    • Easy payment calculator

    For more information, see the website at: 

Given the unique nature of each individual’s credit situation, LightStream believes there is no single definition for “excellent and substantial credit”. However, we find individuals with excellent and substantial credit usually share the following characteristics:

  • Five or more years of significant credit history.
  • A credit history with a variety of account types such as major credit cards (for example, Visa, MasterCard, Amex), installment debt (vehicle loans) and mortgage debt if applicable.
  • An excellent payment history with no delinquencies or other problems repaying debt obligations.
  • A proven ability to save evidenced by some or all of the following; liquid assets (stocks, bonds, bank deposits, etc.), cash down payments on real estate, retirement savings, and little, if any, revolving credit card debt.
  • Stable and sufficient income and assets to easily repay current debt obligations and any new loan with LightStream.

For more information, see the website at: