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Financing Available

  • Vacation Club Loans
    Vacation Club Loans offers financing rates between 9.9% and 15.9% for up to 7 years depending on your credit score and loan amount.

    Vacation Clubs Loans finances ALL DVC properties starting as low as 9.9% based on good credit! Learn more at our secured website at: 

    • Rates start as low as 9.9% for Disney Vacation Club.
    • All DVC Properties are approved including Hawaii, California and SC.
    • 600 credit score needed for instant approval.
    • Finance up to 7 years
    • Finance up to 90% of the purchase price, pay just 10% down.
    • No minimum loan amount.
    • No prepayment penalties.
    • NO Loan Origination Fees
    • 24/7 access to your account online.
    • Easy payment calculator


At closing, we will transfer your loan amount to your designated title company or escrow agent.

Competitive rates starting at 9.9%

  • Loans for Disney Vacation Club Resorts located WITHIN Florida
  • Automatically Approved
  • No prepayment penalty
  • Minimum loan amount $4000
  • One time $199 loan origination fee paid only if you close on your membership
  • Terms up to 120 months
  • No credit checks or financials necessary for any amount
  • Closing costs for the loan will add approximately $350 to $500 more to the regular closing costs
  • This loan is considered a Mortgage, secured by a Mortgage for FL.
  • For more information, visit their website at:

Given the unique nature of each individual’s credit situation, LightStream believes there is no single definition for “excellent and substantial credit”. However, we find individuals with excellent and substantial credit usually share the following characteristics:

  • Five or more years of significant credit history.
  • A credit history with a variety of account types such as major credit cards (for example, Visa, MasterCard, Amex), installment debt (vehicle loans) and mortgage debt if applicable.
  • An excellent payment history with no delinquencies or other problems repaying debt obligations.
  • A proven ability to save evidenced by some or all of the following; liquid assets (stocks, bonds, bank deposits, etc.), cash down payments on real estate, retirement savings, and little, if any, revolving credit card debt.
  • Stable and sufficient income and assets to easily repay current debt obligations and any new loan with LightStream.

For more information, see the website at: